Rate this payday lender
Loans Until Payday
| Rollovers | Yes. Loan can be extended until next pay day at a cost of £15.00 per £100 repayment (17.65% of the amount of credit) |
| First Loan Amt | NA |
| Finance Charges | 25% |
| Other Charges | £15 is charged if the loan is required on the same day using CHAPS payment £1 is charged for normal BACS transfer |
| Documents to be Faxed? | Recent bank statement A payslip A copy of the front and back of your guarantee/debit card |
| Typical APRs | 1410.3% |
| Payment Cycle/Frequency | 30 days |
| Advertised Loan Amts | Upto £400 |
| Credit Checks | No |
| Salaried? | You need a regular income (but self employed not allowed) |
| Bank Account | Yes |
| UK Resident | Yes |
| Above 18 Years of Age?? | Yes |
| Getting Salary by Direct Debit | NA |
| Minimum Monthly Salary | NA |
| Repayment Options | Debit card or cheques |
| CHAPS Payment | Yes |
| BACS Payment | Yes |
| Time Deadline for Sameday Transfer | You can collect cash from their branches after they recieve all paper-work |
| Association | BCCA |
| Location of Business License | UK |
| Registration Number | 3045495 |
| Company Name | Smith cole Financial |
| Consumer Credit License Number | 12115794 |
| Security Certificate | The USERTRUST network |
| Privacy Policy | Yes |
| SSL Certificate | 01-26-2007 to 04-18-2009 |
| Live Help | No |
| FAQ | Yes |
| Phone Support | Yes |
| Yes |