Rate this payday lender
Only1
| Rollovers | NA |
| First Loan Amt | NA |
| Finance Charges | 32% |
| Other Charges | Administration fee may apply- £9.95 on a 30 day loan |
| Documents to be Faxed? | Yes |
| Typical APRs | 2700% |
| Payment Cycle/Frequency | NA |
| Advertised Loan Amts | £80-£750 |
| Credit Checks | No |
| Salaried? | Yes |
| Bank Account | Yes |
| UK Resident | Yes |
| Above 18 Years of Age?? | Must be over 24 years |
| Getting Salary by Direct Debit | Yes |
| Minimum Monthly Salary | £800 |
| Repayment Options | NA |
| CHAPS Payment | NA |
| BACS Payment | NA |
| Time Deadline for Sameday Transfer | NA |
| Association | NA |
| Location of Business License | UK |
| Registration Number | 6169935 |
| Company Name | 123 Debt Solutions Ltd |
| Consumer Credit License Number | 600823 |
| Security Certificate | No |
| Privacy Policy | Yes |
| SSL Certificate | No |
| Live Help | No |
| FAQ | Yes |
| Phone Support | Yes |
| Yes |
Does only1 ever receive documents?
I submitted an application and was asked to fax or e-mail some documents which I did, both via fax and e-mail. All I received were automated e-mails telling me I hadn't sent the documents. I tried to call them and got put through to a voice mail box, it was full and couldn't take anymore messages. So I e-mailed them, I received another automatically generated e-mail telling me that my documents had been received and that I need not worry. Lo and behold I then received another automatic e-mail saying my documents hadn't been received and that I would need to re-apply. I called the parent company, 123 Debt Solutions, who assured me that the company was still trading and that they would send a message asking them to contact me. I received no contact so I spoke to 123 again. The best they could do was say that they would pass a "post it note to them".
If your looking for a payday loan, I would suggest that you look elsewhere and save yourself having to chase these cowboys for a couple of days.